| Tool | Best for | Rating | Starting price |
|---|---|---|---|
| Housecall Pro | Best for marketing & customer follow-up | ★★★★½ | Starts around the ~$60–$50s/mo depending on tier |
| Jobber | Best overall for small crews | ★★★★½ | Starts around the ~$50/mo for a solo plan |
New to choosing software? Start with our guide to choosing field-service software, or jump to your trade: HVAC, plumbing, electrical, cleaning.
What payments software does
Payments software lets you take card and ACH payments on site and get the money moving the moment a job is done. Instead of mailing an invoice and waiting, a tech can tap or swipe a card in the driveway, email a pay link, or keep a card on file for a recurring plan. Faster payment means healthier cash flow — the lifeblood of a small service business.
What to look for
- In-field card processing. Tap, swipe or key a card from a phone, with a reader for chip cards when you need one.
- Transparent fees. Processing rates vary a lot — know the per-transaction cost before you commit, and always verify current rates.
- Deposits and progress payments. For bigger jobs, collecting a deposit up front protects you.
- Card-on-file and auto-pay. Essential for maintenance plans and repeat customers.
- Fast payouts. Look at how quickly funds actually hit your bank — next-day beats a week.
Who it's for
If you collect money in the field, payment tools pay for themselves in faster cash flow and fewer chase-ups. Most field-service platforms bundle payments (often through their own processor), so the real questions are the fee, the payout speed and whether it fits how you already collect. Our reviews below note how each platform handles payments.